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发表于 2018-1-11 11:52:55 | 显示全部楼层
近年来当你一打开电视、各大网站、报纸或杂志,都无时无刻看见财务公司或银行的私人贷款广告,有人问为什么那么多人都不向银行借钱,反而要问贷款率计算较高的财务公司借贷呢?小编认为主要是跟信贷资料库的成立有很大关系吧!因为信贷评级的问题,令很多人都不能向银行借贷,因为银行的贷款率计算比较便宜,但相对地要求贷款人的信贷评级一定要很良好,相反财务公司就比较宽松,但代价是贷款率计算很高。



为什么那么多人都不向银行借钱,反而要问财务公司借贷?大概是因为他们比较难向银行作出借贷,也就因为信贷记录不太好,由此可见引出了另一个社会问题,就是很多香港人的个人经济也不太好,这是否从另一个角度去反映出其实香港现金的经济及民生都不太好呢?



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相关资讯:信用额|财务状况|货款服务
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发表于 2018-1-11 11:55:54 | 显示全部楼层
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